What are social insurance premiums?

Social insurance premiums are the amounts deducted from your monthly salary.

1. [Health Insurance (Medical)]
When you visit a hospital due to illness or injury, your out-of-pocket medical expenses are limited to 30% (one-third).
Example: 10,000 yen in treatment costs → You pay approximately 3,000 yen
There are also systems in place to reduce the financial burden in cases of high medical expenses.

2. [Employee Pension Insurance (Future)]
This is a system for saving toward your future pension.
If you work in Japan and then return to your home country, you may be eligible to receive a refund in the form of a “lump-sum withdrawal payment” if certain conditions are met.

3. [Employment Insurance (Unemployment, etc.)]
If you lose your job due to company circumstances, you will receive financial support to cover your living expenses until you find your next job.
This also includes benefits such as childcare leave allowances.

4. [Workers’ Compensation Insurance]
This system provides compensation for injuries or accidents that occur while working or commuting to and from work.
Medical treatment is generally free of charge. During the period you are unable to work, a portion of your salary will be compensated.

■ Estimated Amount Deducted
Approximately 15% of your monthly salary is typically deducted as social insurance premiums.
(*Varies depending on age, company, and conditions)

Social insurance premiums are an essential system that allows you to work and live in Japan with peace of mind.
At CROSSY GLOBAL.jobs, we provide easy-to-understand explanations of the social insurance system and the breakdown of your salary, so you can start working with confidence.